Legal

Welcome to LivcoFinancial.com. Livco Financial Corporation (“LF”) provides the use of this website subject to the following conditions, and your use of this website constitutes acceptance of these conditions. Please read them carefully.

PRIVACY Please review our Privacy Policy, which also governs your use/visit to this website.

ELECTRONIC COMMUNICATIONS When you visit LivcoFinancial.com or send e-mails to us, you are communicating with LF electronically and you consent to receive communications from LF electronically. We will communicate with you by e-mail or by posting notices on this site. You agree that all agreements, notices, disclosures and other communications that we provide to you electronically satisfy any legal requirement that such communications be in writing.

TRADE MARKS LF’s trademarks and trade dress may only be used with the express written consent of LF and may not be used in any manner that is likely to cause confusion among customers, or in any manner that disparages or discredits LF. All other trademarks not owned by LF or its subsidiaries that appear on this site are the property of their respective owners, who may or may not be affiliated with, connected to, or sponsored by LF or its subsidiaries.

LICENSE AND SITE ACCESS LF grants you a limited license to access and make personal use of this site and not to download (other than page caching) or modify it, or any portion of it, except with express written consent of LF. This license does not include any resale or commercial use of this site or its contents: any collection and use of any product listings, descriptions, or prices: any derivative use of this site or its contents: any downloading or copying of account information for the benefit of another merchant: or any use of data mining, robots, or similar data gathering and extraction tools. This site or any portion of this site may not be reproduced, duplicated, copied, sold, resold, visited, or otherwise exploited for any commercial purpose without express written consent of LF You may not frame or utilize framing techniques to enclose any trademark, logo, or other proprietary information (including images, text, page layout, or form) of LF or our subsidiaries without express written consent. You may not use any meta tags or any other “hidden text” utilizing LF’s name or trademarks without the express written consent of LF. Any unauthorized use shall automatically terminate any permission or license granted herein by LF. You are granted a limited, revocable, and nonexclusive right to create a hyperlink to the home page of LF so long as the link does not portray LF, its subsidiaries or affiliates, or their products or services in a false, misleading, derogatory, or otherwise offensive matter. You may not use any LF logo or other proprietary graphic or trademark as part of the link without express written permission.

YOUR MEMBERSHIP ACCOUNT If you use this site, you are responsible for maintaining the confidentiality of your account and password and for restricting access to your computer, and you agree to accept responsibility for all activities that occur under your account or password. If you are under 18, you may use our website only with involvement of a parent or guardian. LF and its subsidiaries and affiliates reserve the right to refuse service, terminate accounts, remove or edit content, or cancel orders in their sole discretion.

REVIEWS, COMMENTS, EMAILS, AND OTHER CONTENT Visitors may post reviews, comments, and other content: and submit suggestions, ideas, comments, questions, or other information, so long as the content is not illegal, obscene, threatening, defamatory, invasive of privacy, infringing of intellectual property rights, or otherwise injurious to third parties or objectionable and does not consist of or contain software viruses, political campaigning, commercial solicitation, chain letters, mass mailings, or any form of “spam.” You may not use a false e-mail address, impersonate any person or entity, or otherwise mislead as to the origin of a card or other content. LF reserves the right (but not the obligation) to remove or edit such content, but does not regularly review posted content. If you do post content or submit material, and unless we indicate otherwise, you grant LF and its subsidiaries and affiliates a nonexclusive, royalty-free, perpetual, irrevocable, and fully sublicensable right to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, and display such content throughout the world in any media. You grant LF and its subsidiaries and affiliates and sublicensees the right to use the name that you submit in connection with such content, if they choose. You represent and warrant that you own or otherwise control all of the rights to the content that you post: that the content is accurate: that use of the content you supply does not violate this policy and will not cause injury to any person or entity: and that you will indemnify LF and/or its subsidiaries, affiliates, officers, employees, agents, successors and assigns for any and all claims resulting from content you supply. LF has the right but not the obligation to monitor and edit or remove any activity or content. LF takes no responsibility and assumes no liability for any content posted by you or any third party.

PRODUCT and SERVICE DESCRIPTIONS LF and its subsidiaries and affiliates attempt to be as accurate as possible. However, LF does not warrant that product/service descriptions or other content of this site is accurate, complete, reliable, current, or error-free.

APPLICABLE LAW By visiting guaranteerate.com, you agree that the laws of the state of California, without regard to principles of conflict of laws, will govern these Terms of Use and any dispute of any sort that might arise between you and LF and/or its subsidiaries and affiliates.

SITE POLICIES, MODIFICATION, AND SEVERABILITY LF reserves the right to make changes to our site, policies, and these Terms of Use at any time and in its sole discretion. If any of these conditions shall be deemed invalid, void, or for any reason unenforceable, that condition shall be deemed severable and shall not affect the validity and enforceability of any remaining condition.

QUESTIONS: Questions regarding our Terms of Use, Privacy Policy, or other policy related material can be directed to our support staff by clicking on the “Contact” link in the top navigation menu. Or you can email us at: info@livcofinancial.com

DISCLAIMER: The information contained in this website is for general information purposes only. It is believed to be reliable, but LF does not warrant its completeness, timeliness or accuracy. The information on this website is not intended as an offer or solicitation for any mortgage product or any financial instrument. The information and materials contained in this website – and the terms and conditions of the access to and use of such information and materials – are subject to change without notice. Products and services described, as well as, associated fees, charges and interest rates may differ among geographic locations, offices and as a result of individual conditions. Not all products and services are offered at all locations. In no event will LF, be liable for any loss or damage including without limitation, indirect or consequential loss or damage, or any loss or damage whatsoever arising from loss of data or profits arising out of, or in connection with, the use of this website.

If you have been referred from another website (including but not limited to any social media site), The information contained in the referring website is for general information purposes only. The information contained there has not been reviewed or approved by Guaranteed Rate, Inc. and is provided solely and exclusive by the site’s author. LF makes no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability or availability with respect to the website or the information, products, services, or related graphics contained on the website for any purpose. Any reliance you place on such information is therefore strictly at your own risk. Through the referring website you may be able to link to other websites which are not under the control of LF. LF. has no control over the nature, content and availability of those sites. The inclusion of any links does not necessarily imply a recommendation or endorse the views expressed within them.